NFCC

National Finance Credit Corporation of Texas was founded in
1930 by a group of Texas ranchers in conjunction with the formation of its parent
company, Texas Livestock Marketing Association. These ranchers recognized the
need for a specialized lender who understood the livestock producer's need for
commitment, stability and competitiveness from their credit source.

Commitment
Commitment to the industry begins with our organizational structure. National
Finance Credit Corporation is organized for the sole purpose of providing credit to
livestock producers. This organizational commitment is implemented by our board of
directors, management and staff who are traditionally experienced in livestock
production and finance. This livestock orientation allows for a better understanding of
our customer's operation and the industry as a whole. Since we make all loan
decisions in-house, we provide the quick turn around necessary to meet the ever
present change in your credit needs. Also, our affiliation with Texas Livestock
Marketing Association insures information and expertise within the marketing sector.

Stability
National Finance Credit Corporation's stability is reflected by over seventy years of
experience in providing specialized lending to the livestock industry. Our customers
rely on National Finance Credit Corporation as a dependable source of credit for their
operational needs. As a company, we focus on middle market loans ranging in size
from three hundred thousand to several million dollars. Our capital strength, combined
with the relationships we have built with the investment banking community, allow us
to grow with our customers. Currently we have in excess of one hundred million
dollars in loan commitments outstanding to borrowers in seven states.

Competitiveness
At National Finance Credit Corporation, we strive to provide production financing at the
most competitive interest rates possible. As a specialized finance company, we can
also provide flexible loan structures to meet the needs of your operation. We
customize financing for cow/calf, yearling grazing, feedlot, sheep and goat operations
throughout the Southwest.
The next time you consider a lender for your livestock operation, think about your
needs for commitment, stability and competitiveness from that lender.